Order A Prepaid Visa Card For Travel

Last summer, before jetting off on my big overseas adventure, I decided to sort out my travel money properly instead of relying on my everyday bank card like I had in the past. After a bit of research and a few conversations with friends who travel far more often than I do, I landed on ordering a prepaid Visa card. Honestly, it turned out to be one of the best decisions I made for the whole trip, and I wanted to share how the whole process went for anyone here in New Zealand considering the same thing.

Why I Chose a Prepaid Visa Card Over My Regular Bank Card

A traveller holding a prepaid Visa card while planning a holiday budget

The biggest drawcard for me was budget control. With a prepaid card, you load money onto it before you leave, so there is no chance of accidentally blowing your entire holiday fund on one too many dinners. It also meant I was not exposing my main bank account every time I tapped to pay. If the card got lost or skimmed, the damage was limited to whatever balance was on it. Several providers here in New Zealand also offer locked-in exchange rates when you load the card, which gave me peace of mind knowing exactly what my spending power would be in every country I visited.

The Ordering Process Was Easier Than I Expected

A prepaid Visa card resting on a passport ready for an overseas trip

I applied online from my couch on a Sunday afternoon, which took me about fifteen minutes. I compared a few providers first, looking at things like

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